Open Enrollment is your once-a-year opportunity to explore your benefits, learn about what’s changing, and choose the plans that best fit your needs for the year ahead. Any changes you make during Open Enrollment go into effect January 1, 2027.
Be sure to complete your elections by 8:59 PM PT on Friday, November 13.
Your current benefit elections will automatically roll over to 2027, except for Flexible Spending Accounts (FSAs), which require an election each year to participate.
Your enrollment options include:
Coming soon! Watch the recorded information session to learn more about your benefits and the changes for 2027.
You can also schedule a 1:1 appointment with a Benefits Team member for extra help. See "Support and Resources" below for details.
Each year, we evaluate our benefits to ensure we’re offering programs that are most valuable to you.
The Traditional PPO and Health Savings PPO are staying largely the same, with a few updates:
Generic
Preferred brand
Non-preferred brand
Generic: $11
Preferred brand: $33
Non-preferred brand: $56
Generic: $22
Preferred brand: $66
Non-preferred brand: $112
To see comprehensive information about your health care benefits, visit the Medical page or Prescription drugs page.
Beginning January 1, Colorado employees will be eligible for Kaiser HMO, in addition to the Traditional PPO and Health Savings PPO. The plan features:
The plan is generally the same as Kaiser HMO in California. Here are some key elements of the plan. You can also find full details in the Summary of Benefits and Coverage (SBC) or call Kaiser pre-enrollment experts at 800-514-0985 (Monday through Friday, 7 a.m. to 6 p.m. PT).
If you enroll in Kaiser, you can only use Kaiser providers and facilities. There is no out-of-network coverage, except in the case of an emergency.
Annual deductible
Primary care office visit
Specialist office visit
Urgent care visit
Outpatient hospital
Out-of-pocket maximum
Annual deductible: None
Primary care office visit: $30 copay
Specialist office visit: $40 copay
Urgent care visit: $30 copay
Outpatient hospital: $100 copay
Out-of-pocket maximum: $2,000 individual / $4,000 family
For those considering growing their family, we have a few updates to Illumina’s fertility coverage:
Note: If you’re currently receiving treatment through Progyny and are enrolled in Kaiser California, you may be able to finish with Progyny before the transition to Kaiser. Any treatment through Progyny must be authorized by December 31, 2026, and completed by March 1, 2027.
From growing your family to caring for loved ones, Illumina offers resources to help you navigate important family life moments, including:
To find out more, visit the Family support page.
Starting in 2027, Aetna members will have access to primary care through CVS Virtual Care, in addition to urgent care. If you're struggling to find a doctor who is accepting new patients or facing long wait times for an appointment, this might be a great alternative. Best of all, virtual care visits are covered without having to meet a deductible first.
You need your Aetna ID card handy when you make an appointment.
As the cost of health care continues to increase significantly, most employees will see higher medical plan contributions in 2027. Illumina continues to pay the majority of health care costs and remains committed to providing comprehensive, high-quality coverage for you and your family.
When comparing your options, consider both paycheck and out-of-pocket costs. Lower paycheck contributions, combined with Illumina's HSA contribution, can help offset the higher deductible under the Health Savings PPO. For many employees, the Health Savings PPO remains the most cost-effective choice.
You can view the paycheck contributions for all benefits on the 2027 Contributions and Costs page.
The IRS has increased the annual maximum for 2027. If you’re enrolled in the Health Savings PPO, consider increasing your contribution during Open Enrollment to maximize your pre-tax savings.
Individual
Individual + dependents
Age 55 or older
Individual: $4,500
Individual + dependents: $9,000
Age 55 or older: +$1,000
Individual: $1,000
Individual + dependents: $1,500
Age 55 or older: —
Individual: $3,500
Individual + dependents: $7,500
Age 55 or older: +$1,000
The contribution limit for the Health Care FSA is currently $3,400. You can roll over up to $660 from 2026 into 2027, provided you open an FSA for next year. Both the contribution and rollover maximums for 2027 are pending with the IRS.
The contribution limit for the Dependent Care FSA is $5,000. While the IRS increased the allowable limit to $7,500, Illumina has not adopted this change and continues to limit contributions to $5,000. We do this to ensure our plan passes required government testing.
Starting January 1, Sun Life will become the carrier for:
Bringing these benefits together with Sun Life will simplify your experience and lower most premiums for Supplemental Life and supplemental health coverage.
Here’s what you need to know about this change:
Your current coverage will automatically transfer to Sun Life. No action is required unless you want to change your Supplemental Life elections for 2027.
Also new for 2027: Any coverage amount for employee Supplemental Life will be guaranteed, which means you can purchase more coverage without submitting evidence of insurability (EOI). The Guaranteed Issue amount for spouse coverage is also increasing to $50,000.
To learn more about your options, visit the Life and AD&D insurance page.
Your current Accident, Critical Illness, and Hospital Indemnity coverage will automatically transfer to Sun Life, and no action is required. You may notice lower premiums for 2027, making this a good opportunity to review your coverage options.
Critical Illness insurance will add a fourth option for coverage: $50,000, in addition to $30,000, $15,000, and $5,000.
To learn more about the insurance options available and how the coverage can help you with expenses, visit the Supplemental health benefits page.
Because Illumina pays the full cost of short-term and long-term disability insurance, no action is required.
If you’re currently receiving disability benefits, you will continue with New York Life for the duration of your disability claim.
Keeping your beneficiary information current helps ensure your benefits go to your loved ones as you intend. During Open Enrollment, review and update your life insurance beneficiaries in Workday and take a moment to do the same for your retirement account beneficiaries in Fidelity.
Coming soon! Watch the recorded information session anytime it's convenient for you. You'll learn about Open Enrollment and the 2027 changes.
Book a 20-minute 1:1 meeting with a Benefits Team member to get your questions answered.
Click a link below to make an appointment during Open Enrollment:
There are limited spots, so act soon.
Open a ticket in ServiceNow for the Benefits Team.
Use these resources to learn more about your benefits:
Keeping your beneficiary information current helps ensure your benefits go to your loved ones as you intend. During Open Enrollment, review and update your life insurance beneficiaries in Workday and take a moment to do the same for your retirement account beneficiaries in Fidelity.
This website provides an overview of the benefit plans and programs available to eligible Illumina, Inc. employees. It is intended for informational purposes only and does not create any contractual rights or entitlements. If there is any discrepancy between the information on this site and the official plan documents or insurance contracts, the plan documents or contracts will govern. Illumina, Inc. reserves the right to add, delete or change any of the benefit programs at any time, for any reason, subject to applicable law.