Financial

Disability insurance

Sometimes the unexpected happens. If you can’t work because of an illness or medical condition, disability insurance replaces a portion of your pay to help cover expenses, so you can focus on getting better.

Illumina automatically provides you with Short-Term Disability (STD) and Long-Term Disability (LTD) insurance.

The basics

How it works

Short-Term Disability (STD) benefits begin after 7 days of illness or injury and can last up to 12 weeks. If you’re still unable to work after 90 days, Long-Term Disability (LTD) coverage will begin.

What’s covered

Disability insurance pays if you can’t work because of an illness or injury. Delivery of a child is included.

What it pays

You receive a portion of your pre-disability income when you’re ill or injured and unable to work. During enrollment, you decide how this benefit is taxed. See below for details.

Your coverage details

If your disability claim is approved, this is how your benefits work:

1

Day 1-7

Waiting period

These days are covered by FTO, or PTO (if available).

2

Day 8

Short-term disability begins

You receive 60% of your pre-disability income to a maximum of $2,500 per week.*

Benefits end when you recover and return to work or move to LTD.

3

Day 90

Long Term Disability begins

You receive 66.67% of your pre-disability income to a maximum of $12,000 per month.*

Benefits end when you are no longer disabled according to the terms of the plan or when you reach Social Security Normal Retirement Age.

*Offset by applicable statutory disability benefits

Choose how your disability benefits
are taxed

During enrollment, you choose how your disability benefits are taxed. You have two options:

  1. Pay taxes now as imputed income and receive tax-free disability payments (Select “Disability Payments Not Taxed”)
  2. Pay taxes later when you receive your disability payments (Select “Disability Payments Taxed”)

Make your selection in Workday during enrollment. If you don’t choose, you’ll be defaulted to the “Disability Payments Taxed” option.

Requesting a leave of absence

If you think you may qualify for disability benefits, reach out to our leave administration partner, The Larkin Company, to initiate a leave of absence. They can also provide you with instructions on how to apply for disability benefits. See the Leaves of Absence page for more information.

Support during life events

Explore these Moments That Matter pages for guidance on what to do and how Illumina benefits support you:

Get in touch

This website provides an overview of the benefit plans and programs available to eligible Illumina, Inc. employees. It is intended for informational purposes only and does not create any contractual rights or entitlements. If there is any discrepancy between the information on this site and the official plan documents or insurance contracts, the plan documents or contracts will govern. Illumina, Inc. reserves the right to add, delete or change any of the benefit programs at any time, for any reason, subject to applicable law.